TopCashback vs Quidco: Which Cashback Site Is Better in 2025?

1. Overview

TopCashback and Quidco both partner with thousands of retailers. You shop through their websites or apps, and they share a portion of the commission they earn from the retailer.

• TopCashback: Founded in 2005, known for higher cashback rates and a loyal user base that swears by their competitive offerings.
• Quidco: Established in 2005, offers strong customer support and bonus perks that appeal to users who value service quality.

2. Cashback Rates

This is where the rubber meets the road. TopCashback generally provides slightly higher rates on average, which can add up significantly over time. Here are some real examples:

However, it's worth noting that Quidco occasionally runs exclusive limited-time bonuses that can outpay TopCashback for certain brands. These flash deals can sometimes offer double or triple the normal rate, so it pays to check both platforms.

✓ Winner: TopCashback

3. Payout Options

Both platforms offer flexible ways to withdraw your earnings, but there are important differences in the bonus multipliers:

• TopCashback: PayPal, bank transfer, or boosted gift cards (up to 20% bonus). This means if you have £100 in cashback, you could get £120 in gift card value.
• Quidco: PayPal, bank transfer, or gift cards with smaller bonuses (around 10%). The same £100 would get you £110 in gift cards.

If you regularly shop at specific retailers, the gift card bonus from TopCashback can effectively increase your cashback rate by up to 20%, making it a powerful way to maximize returns.

✓ Winner: TopCashback (for better reward multipliers)

4. User Experience

Both platforms have invested heavily in their user interfaces, but they cater to slightly different preferences:

• Quidco is more beginner-friendly with a cleaner, more intuitive interface. The onboarding process is straightforward, and finding deals is simple even for first-time users.
• TopCashback offers more advanced tracking stats and comprehensive browser extensions that automatically alert you to available cashback when you're shopping online.

Both have responsive mobile apps that work flawlessly. TopCashback's app includes features like price comparison tools and deal alerts, while Quidco's app focuses on simplicity and ease of navigation.

✓ Winner: Draw (depends on user preference)

5. Payment Speed

One frustrating aspect of cashback platforms is the waiting period. Retailers need to confirm purchases and allow for return periods before releasing commissions. Here's how the two platforms compare:

• TopCashback: Average 3–6 weeks for most retailers. Some fast-track merchants pay within 7 days.
• Quidco: Average 4–8 weeks, sometimes longer depending on the retailer. Premium members can access faster payment processing.

While neither platform is instant, TopCashback consistently processes payments faster. This might not seem like a big deal initially, but when you're waiting on significant cashback amounts, every week counts.

✓ Winner: TopCashback

6. Referral Programs

If you want to earn even more by referring friends and family, both platforms offer referral bonuses:

• TopCashback: £7.50–£25 per referral (varies by promotional offer). Some special promotions have offered up to £50 per referral.
• Quidco: Around £10 per referral, occasionally increased during promotional periods.

TopCashback's referral program is more generous on average, and they frequently run promotions that increase the bonus amount. If you have a large network or social media following, this can be a significant income stream.

✓ Winner: TopCashback

Final Verdict

After testing both platforms extensively, here's the comprehensive breakdown:

Category	Winner
Cashback Rates	TopCashback
Ease of Use	Quidco
Payment Speed	TopCashback
Referral Program	TopCashback
Overall	TopCashback

Conclusion

Both platforms are trustworthy and pay real cashback—there's no risk of getting scammed with either option. However, TopCashback edges out with higher earnings potential and faster payments, making it the better choice for users who want to maximize their returns.

That said, Quidco is ideal for beginners who want a simple, straightforward experience without the bells and whistles. If you're just starting with cashback sites and want something easy to navigate, Quidco won't disappoint.

Our recommendation? Sign up for both. It costs nothing, and you can check which platform offers better rates for each purchase. Some retailers have exclusive deals with one platform or the other, so having both accounts ensures you never miss out on the best rates.

Ready to start earning cashback? Join Eazykash today to discover even more cashback and referral opportunities beyond just these two platforms!